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Insurance Sales Agents

Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

Other titles employers use

Insurance Agent · Insurance Broker · Insurance Sales Agent · Sales Agent · Sales Associate · Sales Representative · Underwriting Sales Representative · Health Insurance Sales Agent

Inside the work

What you would actually do.

6 responsibilities that define the role, before job titles and workplaces change the details.

  • Customize insurance programs to suit individual customers, often covering a variety of risks.
  • Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.
  • Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.
  • Perform administrative tasks, such as maintaining records and handling policy renewals.
  • Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
  • Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.

Who it suits

Would this work hold your attention?

This career often appeals to people drawn to persuading, organizing and helping work.

Persuading
Leading, selling, starting projects, or making a case
Organizing
Creating order, checking details, and keeping work accurate

Skills and strengths

What you would get good at.

Compare the skills the work relies on, the subjects behind it, and the abilities that make it easier to learn.

Core skills

  • Reading Comprehension
  • Active Listening
  • Speaking
  • Critical Thinking
  • Writing
  • Persuasion

Subjects to know

  • Customer and Personal Service
  • Sales and Marketing
  • English Language
  • Mathematics
  • Law and Government

Useful strengths

  • Oral Comprehension
  • Written Comprehension
  • Oral Expression
  • Speech Clarity
  • Written Expression

Working day

Picture yourself doing it.

These measures show how much of the day involves people, movement, conversation, and hands-on work.

How this job scores on four measures of working conditions, out of five
MeasureOut of 5What that means here
Close to other people3.4 Shared rooms, but not shoulder to shoulder
On your feet1.9 Mostly seated
Talking face to face4.9 Continuous — the job is conversations
Working with your hands1.9 Little of the day

Preparation

How people prepare for this work.

Employers usually ask for a high school diploma. Other routes may also lead into the field.

  • A four-year degree 39%
  • A certificate or some college 23%
  • A two-year degree 16%
  • High school or less 15%
  • A master's degree 7%

Tools of the work

Technology you may use.

  • Video creation and editing software
  • Web page creation and editing software
  • Video conferencing software
  • Spreadsheet software
  • Office suite software
  • Electronic mail software
  • Presentation software
  • Operating system software

Opportunity near you

See where this work is growing.

Choose a state to compare the size of the field, annual openings, and expected hiring change.

Selected stateTexas
People doing this work
74,130
Job openings each year
6,490
Expected hiring change, 2022–2032
16.7%
Compare every available state
State People doing it Job openings each year Expected change
Texas 74,130 6,490 16.7%
Florida 63,860 5,570 15.8%
California 45,700 3,700 3.6%
Illinois 42,320 3,380 1.6%
Ohio 36,570 2,970 4.0%
New York 24,760 130 5.5%
North Carolina 21,310 1,850 14.8%
Pennsylvania 20,020 1,650 6.2%
Georgia 19,210 1,630 11.3%
Colorado 18,140 1,470 4.0%
Washington 15,060 1,390 9.1%
Missouri 14,470 1,220 9.4%
Michigan 13,970 1,160 7.6%
Minnesota 13,940 1,160 7.5%
Virginia 13,690 1,130 5.8%
Indiana 13,560 1,140 8.8%
New Jersey 13,190 1,050 1.5%
Tennessee 13,050 1,200 26.9%
Arizona 12,730 1,090 12.6%
Wisconsin 10,310 890 13.5%
Arkansas 10,160 900 18.3%
South Carolina 9,920 890 21.3%
Alabama 9,320 780 7.7%
Nebraska 8,350 690 7.3%
Oklahoma 7,920 660 8.0%
Iowa 7,860 660 9.0%
Kansas 7,770 640 5.4%
Kentucky 7,050 580 6.7%
Oregon 6,650 520
Connecticut 6,460 550 12.2%
Maryland 6,420 510 1.3%
Utah 6,210 550 19.4%
Louisiana 6,050 490 4.1%
Maine 5,440 420 −2.9%
Nevada 5,390 470 14.0%
Massachusetts 3,790 310 2.4%
Mississippi 3,420 290 12.1%
Puerto Rico 3,310 300 26.3%
New Hampshire 3,190 270 10.4%
Idaho 3,180 280 16.5%
South Dakota 3,040 260 10.9%
Montana 2,890 250 15.1%
New Mexico 2,520 220 16.1%
West Virginia 2,350 190 5.9%
Rhode Island 2,200 190 9.5%
North Dakota 1,920 150 1.1%
Delaware 1,700 140 7.6%
Vermont 1,400 120 5.3%
Wyoming 920 80 8.2%
District of Columbia 580 50 1.8%
Alaska 350 30 −5.4%
Guam 80 10 14.3%
Virgin Islands 70 10

Career to college

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CareerInsurance Sales Agents